Dear Francoise and Susy, My apologies for the late submission of my paper for the Meudon meeting. You may know that I just finished hosting a meeting of my own on black holes and galaxy evolution (http://www.ociw.edu/ociw/symposia/symposium1). I have been extraordinarily busy as a consequence. But I have now completed the paper for your meeting. I have deposited the material by ftp to subdirectory "ho". In case there are any problems, I have placed the same files in my anonymous ftp area ftp.ociw.edu cd pub/lho/temp/ Thanks for your patience. Best regards, Luis Ho